Chapter 13

Western Kentucky Chapter 13 Bankruptcy Lawyers

Bankruptcy can help you turn the page to a new chapter. But if you have significant assets that you are concerned about losing, you may need to consider filing for Chapter 13 bankruptcy. The attorneys at Hopson & Parris have been helping consumers restructure their debts through Chapter 13 bankruptcy proceedings since 1985.

Unlike Chapter 7 bankruptcy, debts are not discharged in Chapter 13 proceedings. Rather, debts are restructured into a payment plan that is affordable. This allows consumers to catch up on past-due payments and begin making monthly payments on time.

Before you begin making payments, the court will need to authorize the payment plan. If the court does not authorize the plan, our lawyers will work to modify the plan in a way that will both please the court and be affordable for you.

Our western Kentucky Chapter 13 bankruptcy attorneys will guide you through the process and work to protect your interests every step of the way.

Hopkinsville Foreclosure Attorneys

Chapter 13 bankruptcy can help you save your home if you are facing foreclosure, and protect assets that are uniquely valuable such as antiques, collections and land. Bankruptcy will place an automatic stay on all collection and repossession efforts while you work on a structured payment plan to bring the accounts current.

Contact Hopson & Parris

The sooner you reach out to a lawyer, the sooner you will experience relief from collection calls, creditor harassment and foreclosure. Our lawyers will take into account your unique circumstances and address your particular concerns. Contact our office  at 270-522-3488 or 270-885-2730 (Hopkinsville) today.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.